Subject / Tema: The results of the leasing industry at the end of 2008 considering the economic national and international context Rezultatele industriei leasingului la finele anului 2008, in contextul economic national si international Intercontinental Hotel, Rapsodia Room / Hotel Intercontinental, Sala Rapsodia Tuesday, March 03 rd, 11:30h / Marti, 03 martie, orele 11:30 1
Romanian Leasing Market Year to Year Evolutia pietei de leasing din Romania 2005-2008 6,000,000 5,000,000 4,948,269-2.6% 4,817,654 51% (000 euro) 4,000,000 3,000,000 2,000,000 2,015,521 62% 3,268,003 48% 37% 2,448,505 3,360,655 1% 3,383,806 1,000,000 0 1,653,819 1,126,233-4% 1,082,011 68% 672,010 314,077 114% 213% - 24% 210% 351,837 47,625 461,381 147,488 2005 2006 2007 2008 TOTAL EQUIPMENT VEHICLE REAL ESTATE 2
2008 Romanian Leasing Market Quarter to Quarter Evolutia semestriala a pietei de leasing din Romania in 2008 1,600,000 1,422,317 7% 1,521,216-12% 1,336,717 1,400,000 (000 euro) 1,200,000 1,000,000 800,000 600,000 400,000 200,000 0 71% -60% 72% 75% 537,404 52% 21% 23% 16% 42% 7% 6% 9% 6% Q1 2008 Q2 2008 Q3 2008 Q4 2008 REAL ESTATE EQUIPMENT VEHICLE 3
2008 Romanian Leasing Market Structure by Asset Type Structura pietei de leasing din Romania dupa tipul bunului 4,817,654 (000 euro) REAL ESTATE Leasing imobiliar 7% EQUIPMENT Echipamente 22% VEHICLES Vehicule 71% 4
2008 Romanian Leasing Market Structure by type of Lessor Piata leasingului din Romania dupa categoria societatilor de leasing 4,817,654 (000 euro) INDEPENDENT Independenti 18% CAPTIVE Captivi 19% BANKS` SUBSIDIARIES Subsidiare Banci 63% 5
2008 Romanian Leasing Market Structure by Origin Piata de leasing din Romania dupa originea bunului finantat 4,817,654 (000 euro) IMPORT 18% DOMESTIC 59% DOMESTIC UE 23% 6
2008 Romanian Leasing Market Structure by Customer Type Piata de leasing din Romania dupa categoria utilizatorului 4,817,654 (000 euro) CORPORATE Companii 89% PUBLIC Sector public 1% RETAIL 10% 7
2008 Romanian Leasing Market Structure by Contract Term Piata de leasing din Romania dupa durata contractului 4,817,654 (000 euro) >5 Years / Ani 13% 1 Year / An 3% 1-2 Years / Ani 5% 2-3 Years / Ani 18% 4-5 Years / Ani 33% 3-4 Years / Ani 28% 8
2008 Romanian Leasing Market /Piata de leasing din Romania Equipment Financing / Finantarea Echipamentelor 1,082,011 (000 euro) Forklift / Motostivuitoare 3% Chemical Industry / Industria chimica 4% Wood processing Industry / Industria de prelucrare a lemnului 2% Agriculture / Agricultura 5% Others/ Altele 16% Construction / Constructii 50% Printing & Packaging / Industria tipografica 3% Medical Care Equipment / Echipament medical 3% Food Industry / Industria alimentara 3% IT & Software 6% Metal Processing Industry / Industria metalurgica 5% 9
2008 Romanian Leasing Market /Piata de leasing din Romania Vehicle Financing / Finantarea vehiculelor 3,383,806 (000 euro) HEAVY COMMERCIALS / Vehicule comerciale grele 27% OTHERS / Alte vehicule 3% LIGHT COMMERCIALS / Vehicule comerciale usoare 15% PASSENGER CARS / Autoturisme 55% 10
2008 Romanian Leasing Market / Piata de leasing din Romania Vehicle Financing by Type of Lessee / Finantarea vehiculelor dupa categoria utilizatorului 3,383,806 (000 euro) RETAIL 13% PUBLIC Sectorul public 1% CORPORATE Companii 86% 11
2008 Romanian Leasing Market / Piata de leasing din Romania Vehicle Financing by Type of Lessor / - dupa categoria societatilor de leasing 3,383,806 (000 euro) INDEPENDENT Independentii 20% CAPTIVE Captivi 26% BANKS` SUBSIDIARIES Subsidiare Banci 54% 12
2008 Romanian Leasing Market / Piata de leasing din Romania Vehicle Financing by Contract Term / - Dupa durata contractului 3,383,806 (000 euro) 4-5 YEARS / Ani 35% 1 YEAR / An 4% 3-4 YEARS / Ani 32% 2-3 YEARS / Ani 18% More than 5 YEARS / Peste 5 ani 7% 1-2 YEARS / Ani 4% 13
2008 Romanian Leasing Market / Piata de leasing din Romania Vehicle Financing By Acquisition Type / Dupa tipul achizitiei 3,383,806 (000 euro) USED Second hand 5% NEW BRAND Noi 95% 14
Importul de autoturisme in 2008 Passenger Cars Import in 2008 15 21,425 29,499 23,112 22,945 24,650 28,206 21,550 36,711 30,528 26,584 24,438 36,747 12,439 15,569 14,708 15,387 10,753 6,493 29,393 26,892 41,087 54,712 13,715 18,854 Februarie Martie Aprilie Mai Iunie Iulie August Septembrie Octombrie Noiembrie Decembrie 60,000 50,000 40,000 30,000 20,000 10,000 0 Masini Noi Second hand Directia Regim Permise de Conducere si Inmatriculate a Vehiculelor Ianuarie Number of vehicles / Numar de autoturisme
2008 Romanian Leasing Market / Piata de leasing din Romania Vehicle Financing by Origin / - dupa originea bunului 3,383,806 (000 euro) IMPORT 21% DOMESTIC RO 55% DOMESTIC UE 24% 16
2008 Romanian Leasing Market / Piata de leasing din Romania Real Estate Financing / Finantarea Imobiliarelor 351,837 (000 euro) Land - Terenuri 19% Industrial - Industriale sale&lease back* 25% Office Buildings - Cladiri de birouri 25% Hotels - Hoteluri 3% Retail/Outlets 10% Residential - Rezidential 18% 17
2008 Romanian Leasing Market / Piata de leasing din Romania Real Estate Financing by Type of Lessor / dupa categoria societatilor de leasing 351,837 (000 euro) CAPTIVE Captivi 17% INDEPENDENT Independenti 6% BANKS` SUBSIDIARIES Subsidiare banci 77% 18
2008 Romanian Leasing Market / Piata de leasing din Romania Real Estate Financing by Contract Term / dupa durata contractului 351,837 (000 euro) >5 YEARS 87% 1 YEAR 0% 1-2 YEARS 2% 4-5 YEARS 4% 2-3 YEARS 3% 3-4 YEARS 4% 19
2008 Romanian Leasing Market / Piata de leasing din Romania Real Estate Financing by Acquisition Type / Dupa tipul achizitiei 351,837 (000 euro) USED 21% NEW BRAND 79% 20